{"id":62909,"date":"2020-03-21T09:50:35","date_gmt":"2020-03-21T15:50:35","guid":{"rendered":"https:\/\/www.kbmco.com\/ins-fl\/?p=62909"},"modified":"2020-04-02T10:05:00","modified_gmt":"2020-04-02T16:05:00","slug":"response-to-covid-19-crisis","status":"publish","type":"post","link":"https:\/\/www.kbmco.com\/ins-fl\/posts-news\/response-to-covid-19-crisis\/","title":{"rendered":"We Are Here For You"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"62909\" class=\"elementor elementor-62909\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-687beac elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"687beac\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8852f26\" data-id=\"8852f26\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8c8bd8b elementor-widget elementor-widget-text-editor\" data-id=\"8c8bd8b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>A Message to Our Customers on Our Response to the COVID-19 Crisis<\/h2>\n<p>Keen Battle Mead &amp; Company has been proudly serving South Florida\u2019s insurance needs for nearly 100-years. Please note that Keen Battle Mead has enacted our business continuity plan and is supporting all customers remotely.&nbsp; All of our employees will continue to receive emails, phone calls and voicemails left through our phone system should you not reach them right away.<\/p>\n<h2>Contact Information for Claims &amp; Service:<\/h2>\n<ul>\n<li>Telephone: <a href=\"tel:1-305-558-1101\">305.558.1101<\/a> or <a href=\"tel:888.558.1101\">888.558.1101<br><\/a><\/li>\n<p><\/p>\n<li>Insurance Companies, Claims &amp; Bill Pay &#8211; <a href=\"https:\/\/www.kbmco.com\/ins-fl\/insurance\/companies-claims-bill-pay\/\"><strong>CLICK HERE<\/strong><br><\/a><\/li>\n<p><\/p>\n<li>Online Requests \u2013 A simple and quick method to submit online requests is using the <br><a href=\"https:\/\/www.kbmco.com\/ins-fl\/contact-us\/\"><strong>COMMUNICATE WITH US online form located HERE<\/strong>.<br><\/a><\/li>\n<p><\/p>\n<li>For additional Information: Send email to <a href=\"mailto:info@kbmco.com\"><strong>info@kbmco.com<\/strong><\/a><\/li>\n<p><\/p><\/ul>\n\n<p>As the situation develops, we will respond accordingly.&nbsp; Please know that we are committed to supporting your insurance needs throughout this outbreak. Thank you for your business, we sincerely appreciate it.<\/p>&nbsp;\n<h3>KBM Advisory on Business Interruption Insurance for Customers<\/h3>\n<p><strong>KBM offers the following observation regarding Direct Damage and Business Interruption insurance coverage:<\/strong><\/p>\n<p>Business Interruption coverage is typically triggered under a commercial insurance policy when a covered risk \/ peril causes physical damage to the insured premises resulting in the need to shut down business operations.&nbsp; For example, if a fire damages a business and the business cannot operate during repairs, business interruption coverage would be available subject to the terms and limits in the policy.<\/p>\n<p>Most policies require a waiting period of 24 to 72 hours before coverage begins and coverage continues for the reasonable period of time to restore the property and reopen, subject to the coverage limit of liability.&nbsp; Some commercial policies provide Business Interruption coverage when a business is shut down due to an Order by a civil authority.&nbsp; However, the policy still typically requires a physical loss from a covered peril as the underlying cause of the business shut down to apply.<\/p>\n<p>All insurance policies have exclusions of coverage for risks that are too great to be underwritten at an affordable price.&nbsp; Global pandemics like COVID-19 usually fall into this category. However, policies can be different. We recommend that our customers reach out to your insurance agent advisor with any questions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9655cd9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9655cd9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ac9b4e7\" data-id=\"ac9b4e7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4273a44 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4273a44\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e24fcc6 elementor-widget elementor-widget-text-editor\" data-id=\"e24fcc6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>In The Know: Understanding the $2 Trillion Stimulus Package<\/h3>\n<p>This document provides an overview of the $2 trillion stimulus package, which is designed to provide financial assistance for those struggling as a result of the coronavirus (COVD-19) outbreak:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-623e0aa elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"623e0aa\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.kbmco.com\/download\/adobe_files\/covidfiles\/In-The-Know-Understanding-the-Historic-2-Trillion-Stimulus-Package.pdf\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-file-pdf\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">STIMULUS PACKAGE DOCUMENT<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7de63e0 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7de63e0\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf2e8fc elementor-widget elementor-widget-text-editor\" data-id=\"bf2e8fc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>ADDITIONAL DOWNLOADS<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b232cdc elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"b232cdc\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.kbmco.com\/download\/adobe_files\/covidfiles\/CARES-Act-Small-Business-Loan-Overview.pdf\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-file-pdf\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">CARES Act: Small Business Loan Overview<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.kbmco.com\/download\/adobe_files\/covidfiles\/IRS-FAQs-FFCRA-Tax-Credits-for-Small-and-Midsize-Businesses.pdf\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-file-pdf\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">IRS FAQs: FFCRA Tax Credits for Small and Midsize Businesses<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f48914f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"f48914f\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>A Message to Our Customers on Our Response to the COVID-19 Crisis Keen Battle Mead &amp; Company has been proudly serving South Florida\u2019s insurance needs for nearly 100-years. Please note that Keen Battle Mead has enacted our business continuity plan and is supporting all customers remotely.&nbsp; All of our employees will continue to receive emails, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","omw_enable_modal_window":"enable","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"off","ocean_gallery_id":[],"footnotes":""},"categories":[9],"tags":[],"class_list":["post-62909","post","type-post","status-publish","format-standard","hentry","category-posts-news","entry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.kbmco.com\/ins-fl\/wp-json\/wp\/v2\/posts\/62909","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kbmco.com\/ins-fl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kbmco.com\/ins-fl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kbmco.com\/ins-fl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kbmco.com\/ins-fl\/wp-json\/wp\/v2\/comments?post=62909"}],"version-history":[{"count":0,"href":"https:\/\/www.kbmco.com\/ins-fl\/wp-json\/wp\/v2\/posts\/62909\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.kbmco.com\/ins-fl\/wp-json\/wp\/v2\/media?parent=62909"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kbmco.com\/ins-fl\/wp-json\/wp\/v2\/categories?post=62909"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kbmco.com\/ins-fl\/wp-json\/wp\/v2\/tags?post=62909"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}